Before you proceed with this application we strongly recommend that you read the Summary and Guide carefully.  This contains full details of everything that this policy covers.

Please click on the links below to download a PDF of the Summary & Guide or Proposal Form (you will need to complete this and return it by post).

Summary & Guide

Proposal Form

You must also read our Terms and Conditions as they form the basis of the legal agreement that you will be entering into with the underwriters, Sterling Insurance Company Limited.

Your attention is particularly drawn to the importance of the decleration and signature on the insurer's proposal forms. Any failure to disclose facts material to the insurance or any inaccuracies in your answers could invalidate your cover. Please do consult us if you are in doubt on any aspect.

Morton Michel does not make any recommendations or provide advice. The Adultcare policy has been designed to meet the demands and needs of the Adultcare sector, but you will make your own choice as to how you wish to proceed.