Children's Home Insurance
Ten great reasons to insure with Morton Michel
- Over 45 years experience in childcare insurance
- Family run business, not a corporate machine
- Market leader in the childcare insurance sector
- Affordable - and you don't have to be part of an association to insure with Morton Michel
- No call centres - your account will be handled by our dedicated team of insurance experts
- Helplines - tax, legal, health/medical, domestic emergencies and counselling service available at no extra cost, 24 hours a day, 365 days a year
- Privacy - we will never, pass on your personal contact information to any other organisations
- Quick and efficient response to any queries or claims
- Full easy-to-understand policy documentation
- Free membership to the Morton Michel ChildCare Club
Children's Home - Insurance For Residential Children's Homes
The Children's Home insurance cover has been specifically designed to meet the needs of owners and operators of private sector Children's Homes.
Click here to read the Children's Home Summary and Guide
Click here to download the Children's Home Proposal Form
Or alternatively for further information and a free quotation please call our freephone number on 0800 975 4898 or email your enquiry to general@mortonmichel.com
Children's Home Insurance - Cover Includes:
- Property Damage - building and contents of the home
- Public and Products Liability - Limit of Indemnity £5million (higher limits on request)
- Employers' Liability – Limit of Indemnity £10million
- Money and Personal Assault
- Resident Children Clothing and Personal Effects
- Refrigerated Stock
- Helplines - 24 hours, 365 days a year
- Optional Extras*
* Professional Indemnity, Terrorism
Please note that the following are not eligible for this insurance:
- Homes with children who are known arsonists or have a history of solvent abuse or are known physical and/or sexual abusers
- Homes that provide domiciliary care where staff care for children overnight at premises other than the residential children's home
- Homes that contain a secure unit
Children's Home Insurance - Payment Options:
- Monthly Premium Payments - interest free on some policies
- Three Monthly Payment Plans - available on some policies
- Credit/Debit Card Payments