Summary of Our Policies
Morton Michel offers insurance policies for childminders, nannies, private day nurseries, pre schools, out of school activity clubs, parent and toddler groups, indoor activity areas, homes, executive homes, play groups, clubs, classes, tuition groups, holiday play schemes, adult carers, children’s mobile creches, toy libraries, car, minibus, travel as well as providing nursery finance solutions.
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Home Based Childcare
- ChildMinder - for registered childminders
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Brief Description - ChildMinder provides practical and affordable cover for registered childminders who have children in their care, under the age of eight, on a full daily or part-time basis.
It is a well known and respected policy amongst childcare professionals. Children over 8 are automatically covered subject to the total number of children in the childminder's house being within the policy maximum of 10 and in accordance with your Ofsted Registration.
Summary and Guide - gives full details of what this policy covers
Apply for a New Insurance Policy - you will need your credit card details to complete the transaction
Renew Existing Policy - you will need your login id and postcode that appears on the renewal letter we sent you recently
- Nanny - for nannies working in and from their employer's home
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Brief Description - Our Nanny policy includes Public Liability insurance which covers you in the event of an accident to a child in your care for which you can be held legally liable. Our policy looks after your interests, whilst you look after the children.
Summary and Guide & Proposal Form - gives full details of what this policy covers.
Apply for a new insurance policy - you will need your credit card details to complete the transaction
Renew Existing Policy - you will need your login id and postcode that appears on the renewal letter we sent you recently
Nannies and Parents - Why do I need to purchase insurance? Public liability insurance covers you for anything that may happen to the children in your care for which you can be found legally liable. It could be something as simple as a child being scalded by a hot drink left within reach, or it could be a baby wriggling and falling off a changing table, or a toddler choking on something they should not have had access too. If you are considered to be negligent at the time the accident happened, you could find yourself having to pay damages for any injuries sustained.
Day Nurseries
- NurseryCare - insurance for Day Nurseries, Kindergartens, Sure Start Nurseries, Montessori Schools and Childrens' Centres
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Brief Description - Since its inception in 1993, it has protected the assets and interests of many thousands of day nurseries and is now used by almost 3,000 nurseries nationwide.
This comprehensive nursery insurance policy offers value for money, which can be further enhanced by a no claims discount of up to 15%. Its flexibility allows it to be adapted according to your needs. The standard cover can be extended to incorporate insurance for your nursery buildings as well as holiday and out of school activities for older children. Insurance for your minibus can also be arranged.
Summary and Guide - gives full details of what this policy covers.
Pre-schools
- Parent & Toddler- for parent & toddler groups
- Brief Description - This insurance has been specifically designed for Parent & Toddler Groups caring for pre-school age children.
All children attending must be accompanied and supervised by a parent/guardian or child carer employed by the parent/guardian.
Apply new policy - proposal form
Summary and Guide - gives full details of what this policy covers
- PreSchool - for pre-schools and play groups
Brief Description - PreSchool was the first insurance policy ever developed for preschools and playgroups. Today, more than 40 years later, Morton Michel still leads the way.
A pioneer in its field, it is now used by around 10,000 preschools, playgroups, nurseries, Montessoris, creches, Rudolph Steiner groups, kindergartens and parent and toddler groups throughout the UK.
Groups are eligible whether they meet on an all day or sessional basis.
Renew policy - existing policyholders only
Proposal Form - apply for a New Insurance Policy
Summary and Guide - gives full details of what this policy covers
- Mobile Creche - for organisations that provide children's creche facilities for parties, weddings, sporting events and conferences
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Brief Description - MobileCreche insurance has been specifically designed for organizations that provide children’s crèche facilities for parties, weddings, sporting events, conferences etc at venues in the UK
Summary and Guide - give full details of what this policy covers.
Renewals - to renew your policy please call us on: 0845 257 0900 or email us with your policy details by clicking here
- Toy Libraries - insurance specially designed for Toy Libraries in all different ranges
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Summary and Guide - gives full details of what this policy covers
Renewals - to renew your policy please call us on: 0845 257 0900 or email us with your policy details by clicking here
Out of School Clubs
- Out of School - for out of school clubs
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Brief Description- Out of School provides quality insurance cover at competitive premiums for out of school clubs.
There are two levels of cover so that you can select according to the needs of your club, but whichever you choose, Out of School will give you peace of mind.
This is a flexible policy designed for clubs that cater for children between the ages of three and sixteen. Cover can be arranged on a term time only or all year basis and all clubs are covered for both before and after school activities. See Summary and Guide.
Depending on the individual needs of your club, you can opt for either PlaySafe Gold, or our basic PlaySafe contract.
Summary and Guide - gives full details of what this policy covers
Proposal Form - apply for a new insurance policy
- Out of School - for out of school clubs that are Network Members
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Summary and Guide - gives full details of what this policy covers
- HolidayPlay - for clubs operating in school holidays only
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Brief Description - insurance for Holiday Playschemes
HolidayPlay has been designed for play schemes which take place in the school holidays, including half-term breaks. It was first introduced over 30 years ago and is a well-known and respected policy relied upon by schemes throughout the country. It is a comprehensive policy to enable you to arrange a variety of activities and events.
There are three options for the period of cover, so you can choose which is right for you. It is aimed at schemes with children aged between 3 and 16 years, but a quote for a wider age range is available on request.
Depending upon the individual needs of your club, you can opt for either HolidayPlay, which provides the essentials of Public, Products and Employers’ Liability insurance; or, if you are selecting a 12 month period, you may prefer the wider cover of HolidayPlay Plus which provides the liability insurances stated above and also covers your equipment and group money. Both HolidayPlay and HolidayPlay Plus include Legal Expenses insurance and access to advice through its dedicated legal, taxation, medical and emergency repair helplines.
Groups
- Groups - insurance for clubs, classes, tuition groups etc
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Brief Description - Insurance for a miscellany of leisure activities including Community and Tenants Associations, Youth Clubs, Private Tuition Classes and other group organisations.
Whether your group is educational, social, community, support or charitable, Group is for you. Because of the flexible nature of Group, it will cater for most groups that meet on a regular basis. You select only the cover you need so for smaller groups like private tuition classes you may require only public liability, but for larger groups like tenants' association or youth clubs you may also require employers' liability, equipment, personal accident and money insurance. This means that you can obtain the right level of cover to give you true peace of mind at a cost that we believe you will find hard to beat.
To select the right cover for you, read carefully the Policy Summary section and choose the options you require. In addition, to support all the likely insurance needs for your group, we can provide insurance for buildings, cars and minibuses – to obtain a quotation simply tick the boxes on the proposal form.
Summary and Guide - gives full details of what this policy covers.
Renew Policy - we are currently not offering online renewals for this policy. If you require further information or advice telephone: 0845 257 0120
Other Insurances
- AdultCare - insurance for approved adult carers
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Brief Description - AdultCare insurance provides practical and affordable cover for approved adult carers. It is designed for approved adult carers who have adults in their care, on a full daily or a part time basis, or providing residential care within their own homes. It has been designed and written by professionals who, with the benefit of many years of experience, have constructed a policy to match your specific needs as a carer at a competitive premium. AdultCare has been arranged in conjunction with local authorities’ social services departments.
AdultCare looks after you while you look after others.
Summary and Guide - gives full details of what this policy covers.
Renew Existing Policy - to renew your policy plesae call: 0845 257 0118 or clickhere to email us.
- IndoorPlay - for children's indoor activity areas
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Brief Description - Children's IndoorPlay insurance has been created by Morton Michel and Sterling Insurance and has developed substantially over the years. This policy has been specifically designed to meet the needs of Children's IndoorPlay centres, where the parents or guardians are responsible for their children while they are on your premises. The cover provided also includes children's parties.
Summary and Guide - gives full details of what this policy covers.
- HomeCare - household contents and building insurance
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Brief Description - Did you know that your household policy could be invalid if you have not told your household insurer that you mind children from your home?
As a childminder working from home, sometimes it can be hard to find an insurer to provide you with the right kind of cover.At Morton Michel we do not discriminate against childminders who work from their own home. Our home insurance policies can provide you with as much cover as you need, they can include full accidental damage cover with no extra charge.
Did you know that if you employ a child carer or domestic staff in your home you must protect yourself with Employers Liability cover?
As a family employing a child carer, sometimes it can be hard to find an insurer to provide you with the right kind of cover.We have home insurance policies of all types, that include Employers Liability cover to protect you if your nanny suffers an injury or accident whilst in your employment and working in your home.
At Morton Michel we have policies to suit everyone. All types of properties and all levels of sums insured.
Our HomeCare products have been designed to provide household contents and buildings insurance at competitive premiums for everybody, including:
Homeowners
Tenants
Nannies
Childminders
Families employing childcareSummary and Guide - gives full details of what this policy covers
Executive Home Policy Summary and Guide - gives full details of what this policy covers
Executive Home Care Full Policy Wording
Executive Policy Quick Quote Form
Renew Existing Policy - to renew your policy, please call us on: 0800 975 4898 or click here to email us
- MotorCare - motor insurance specifically designed for childcare providers
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Brief Description - Is your motor insurance valid?
Did you know that an estimated 1 in 3 childcare providers are not correctly insured when they carry children as part of their working day?
Are you one of them?
If you only have Social, Domestic and Pleasure use and you carry children as part of your job, then you may well not be covered. You do need Business use as well, but many insurers will charge you extra for this.
This is not the case with car insurance from Morton Michel. Our MotorCare insurance policy has been especially designed for childcare providers. It automatically includes childcare Business use at no extra cost. In fact it is the only insurance policy that we know of that clearly states on the policy: “Social, Domestic & Pleasure purposes and Business use in connection with childcare activities”.
Key Insurance Benefits
- Competitive Premiums
- Protected No Claims Discount (4 years or more NCD)
- Breakdown Cover*
- Replacement Guaranteed Vehicle Hire
- Legal Club Membership*
- KeyCare cover*
- * Subject to an additional charge
Renew Existing Policy - to renew your policy call us on: 0845 257 0115 or click here to email us
- KiddieBus - insurance for nurseries, out of school clubs and other organisations that own their own minibus
Brief Description - Morton Michel is able to offer exclusive minibus / mpv insurance at competitive rates. Morton Michel has special arrangements for providing insurance for users of Minibuses / Mpv’s for Childcare providers, including the carriage of other people’s children.
Where the insuring of minibuses/mpv’s are is concerned Morton Michel acts as your agent and represents more than one insurer. Morton Michel will use its judgement in finding the right policy for you from a panel of Insurance Companies.
Renew Existing Policy - to renew your policy call us on: 0845 257 0115 or click here to email us
- Travel - insurance for single trips or annual policies
Apply online now click here
Reasons to buy insurance through Morton Michel
- Over 45 years experience
in childcare insurance - Family run business,
personal service - Market leader in the
childcare insurance sector
Free ChildCare Club membership includes:
- Monthly Prizes
- ChildCarer e-newsletter
- Creative Minds digital magazine
- EYFS Training Guides
- Discounts to theme parks, childcare magazines and other childcare industry products
50% Discount at
the Morton Michel Shop
ChildMinder Organiser- Form Supplies
- Fire Blanket
