PreSchool - Premium Charts
Please use this guide to help you complete your Proposal form. Should you have any queries about this please do not hesitate to contact the PreSchool department on
0845 257 0116.
Underinsurance - It's very important to insure for the full amount for Group Equipment, Loss of Revenue (if insured) or Buildings (if insured). If your property is underinsured, average will be applied and the claims settlement will be reduced proportionately.
Material Facts - It's imperative that you advise us of any material changes in your circumstances which may affect your insurance cover. Such changes might include change of address, property values and alterations to the way you operate. If you're in any doubt, please contact us for further advice. Your insurance could be invalidated if you do not advise us of material changes to your circumstances.
Commencement Date - Cover will not commence until the proposal form has been accepted and approved by Morton Michel.
Premiums are qouted inclusive of insurance premium tax.
Basic Premium
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Additional Premiums
Public Liability |
Increase Public Liability Limit of Indemnity to £5m (For higher limits please contact Morton Michel) |
add £50 |
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Professional Indemnity (optional extra) |
For a Limit of Indemnity of £250,000 |
add £52 |
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For a Limit of indemnity of £500,000 |
add £64 |
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Group Equipment |
To increase your group equipment sum insured, e.g to increase your equipment cover from £5,000 to £8,000 you should add £30 |
add £10 per extra £1000 |
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| Trustees & Officers Financial Liability (optional extra) |
For a Limit of Indemnity of £5,000 |
add £90 |
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For a Limit of Indemnity of £7,500 |
add £110 |
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For a Limit of Indemnity of £10,000 |
add £130 |
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Loss of Revenue |
The minimum sum insured is £25,000
(for higher limits please contact Morton Michel) |
add £60 |
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Buildings Insurance (optional extra) |
Please ask us for a buildings insurance proposal form to complete for quotation. |
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Please contact Morton Michel if you wish to add or change the following: Shed Value, Shed Contents, Ages of Children, Accidental Damage, All Risks. |
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What would you like to do now?
Reasons to buy insurance through Morton Michel
- Over 45 years experience
in childcare insurance - Family run business,
personal service - Market leader in the
childcare insurance sector
Free ChildCare
Club membership
includes
- Monthly Prize ChildCarer e-newsletter
- Creative Minds digital magazine
- Monthly Prize Draws
- EYFS Training Guides
- Discounts to theme parks, childcare magazines and other childcare industry products
50% Discount at
the Morton Michel Shop
ChildMinder Organiser- Form Supplies
- Fire Blanket
