Morton Michel

PreSchool

We can arrange this insurance in Northern Ireland but special premiums apply. For further information please e-mail preschool@mortonmichel.com or telephone on 0845 257 0116.

PreSchool Premiums Chart

Please use this guide to help you complete your Proposal form. Should you have any queries about this please do not hesitate to contact the PreSchool department on 0845 257 0116

Please note the following important points.
Underinsurance. It is very important to insure for the full amount for Group Equipment, Loss of Revenue (if insured) or Buildings (if insured). If your property is underinsured, average will be applied and the claims settlement will be reduced proportionately.
Material facts. It is imperative that you advise us of any material changes in your circumstances which may affect your insurance cover. Such changes might include change of address, property values and alterations to the way you operate. If you are in any doubt, please contact us for further advice. Your insurance could be invalidated if you do not advise us of material changes to your circumstances.
Commencement date Cover will not commence until the proposal form has been accepted and approved by Morton Michel.

Premiums effective from September 1 2007

	Basic Premiums
	PreSchool
Up to 5 sessions per week	£140.00
6 or more sessions per week	£170.00
All day every week day	£200.00

(Please note: a session is a morning, a lunchtime or an afternoon)

We can arrange this insurance in Northern Ireland but special premiums and amendments to cover apply. Please contact us on 0845 2570116 for more details.

Additional Premiums

Public Liability

To increase your Public Liability limit of indemnity to £5m
For higher limits please contact Morton Michel

add £50

Professional Indemnity (optional extra)

For a limit of indemnity of £250,000	add £35
For a limit of indemnity of £500,000	add £50

Group Equipment

To increase your group equipment sum insured	add £10 per extra £1000
e.g. to increase your equipment cover from £5,000 to £8,000 you should add £30
Please contact Morton Michel if you wish to increase your Equipment cover above £20,000

Trustees and Officers Financial Liability (optional extra)

For a limit of indemnity of £5,000	add £65
For a limit of indemnity of £7,500	add £90
For a limit of indemnity of £10,000	add £115

Loss of Revenue (optional extra)

The minimum sum insured is £25,000	add £60
For higher amounts please contact Morton Michel.

Buildings Insurance (optional extra)

Please ask us for a buildings insurance proposal form to complete for a quotation

Please contact Morton Michel if you wish to add or change the following:
Shed Value / Shed Contents / Ages of Children / Accidental Damage / All Risks

All premiums are quoted inclusive of insurance premium tax. All cheques should be made payable to Morton Michel and sent to us at: Morton Michel, Alhambra House, 9 St Michaels Road, Croydon, CR9 3DD