MORTON MICHEL

Residential Children's Home Insurance Cover includes:

Residential Children’s Homes Cover Includes
• Property Damage
  The Buildings and the contents of the home
• Public and Products Liability
  £5 Million standard limit of indemnity higher values available on request
• Employers  Liability
  Limit of indemnity £10 million
• Money and Personal Assault
• Resident Children Clothing and Personal effects
• Refrigerated Stock
• Advice Helplines

Optional Separate policy

• Professional Indemnity
• Terrorism

Various Payment options

• Monthly Premium Payment (interest Free)
• 3 Month payment plans
• Credit / Debit Card payments

To find out more please read the Residential children's Home Insurance - Summary and Guide.

Please read the Policy Summary for more details of the cover, the main exclusions and limits applicable.

A full policy document is available free of charge from Morton Michel

Please note that the following are not eligible for this insurance 
a) Homes with children who are known arsonists or have a history of solvent abuse or are known physical and/or sexual abusers.
b) Homes that provide domiciliary care where staff care for children overnight at premises other than the residential children’s home;
c) Homes that contain a secure unit.