Adult Care Insurance

020 8603 0943

Monday - Friday 9am - 5pm

AdultCare is a practical and affordable insurance policy for adult carers. It is designed for carers who have adults in their care, on a full, daily, or part time basis, or provide residential care within their own homes or the home of the adult being cared for.

This policy has been written by professionals who, with the benefit of many years experience, have constructed the insurance to match your specific needs as a carer at a competitive premium.

AdultCare has been arranged in conjunction with local authorities' social services departments.

Premiums start at only £77 and go up to £217.85 depending on date (see below under Documents and Downloads) and the cover you require.

For further information please call us on 020 8603 0943 or email us at

Adult Care Insurance Cover Includes   

  • Public Liability
    Limit of Indemnity £3 million (£5 million is available on request for an increased premium)
  • Legal Expenses
    Limit of indemnity £100,000
  • Cover for up to three relief carers
    Subject to additional information
  • Optional Extension
    Up to £1,000 of unspecified items of care equipment

Advice is given on:

  • Tax
    Including VAT, self-assessment income tax and Inland Revenue audits
  • Legal Matters
    Including employment and contract disputes
  • Health and Medical Information
    Including food allergies, medication, illnesses, vaccinations, nutrition and exercise

Help is provided through:

  • Emergency Repair Support
    Giving access to approved contractors for plumbing, electrical, gas and roofing repairs (you will be responsible for the cost of the repair)
  • Confidential Counselling
    A valuable support service to help you through those difficult times whether because of stress, anxiety, depression, relationships, bereavement or health related. It includes onwards referral to relevant voluntary and or professional services, where appropriate
  • Advice
    advice on all legal problems affecting your business 24 hours a day, 7 days a week. You can also obtain tax-related advice from the tax helpline or use the counselling line.

020 8603 0943

Monday - Friday 9am - 5pm

Great reasons to insure with Morton Michel

Over 50 years’ experience in childcare insurance

Market leaders in childcare insurance

Easy to arrange insurance cover – online quotations available

No call centre, just personal and honest service

Helplines for legal advice, tax and counselling services available 24 hrs a day 7 days a week

Quick and efficient response to any queries and claims

Automatic entry to the Morton Michel ChildCare Club giving you and your staff access to exclusive benefits and discounts