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News and Insight

All Registered Providers

Q. Can we operate with seconded staff to allow us to care for key workers children?
A. As long as normal employee checks are undertaken for the seconded staff and you are following government advice and your regulatory requirements, then it's okay to use seconded staff for the care of key workers' children.


Q If only one of the parents is a key worker is that ok? What should I do if the other parent can work from home and look after the child? Should I refuse to provide care?
A. If you are planning to care for the children of key workers following the governments advised closure then provided you comply with the terms and conditions of your insurance policy, and adhere to the requirements of your regulator, your existing cover will remain valid. Only one parent is required to be a key worker.


Q. What is the definition of a key worker?
A. The definition of Key Worker is defined by the government. You can find the current list on the following link. Parents who are not sure whether they are key workers should confirm with their employers. https://www.gov.uk/government/publications/coronavirus-covid-19-maintaining-educational-provision/guidance-for-schools-colleges-and-local-authorities-on-maintaining-educational-provision.


Q. What rules apply to Scotland, Wales, Northern Ireland and Channel Islands?
A. Scotland: Private childcare providers must make their own decision, but are strongly encouraged to either close or open only to care for the children of key workers. https://news.gov.scot/speeches-and-briefings/statement-on-covid19-managing-the-impacts-on-scottish-education


Wales: Schools, childcare and play settings should only open to care for those children who absolutely need to attend. https://gov.wales/written-statement-eligibility-ongoing-provision-children-who-are-vulnerable-or-whose-parents-are


Northern Ireland: Closure applies to all statutory nursery settings, all pre-school education provided in non-statutory settings funded under the Pre-School Education Programme and all statutory/generic/non-targeted youth settings. https://www.education-ni.gov.uk/news/letter-minister-education-education-sector


Isle of Man: Official statements from the Manx government refer only to schools. However providers are advised to confirm with their registering authority. https://www.gov.im/news/2020/mar/22/schools-will-close-to-most-children-on-monday-afternoon/


Jersey: Closures appear to only apply to schools and colleges. However providers are advised to confirm with their registering authority. https://www.gov.je/News/2020/Pages/CoronavirusEducationAdvice.aspx


Guernsey: Early years providers are required to close. https://www.gov.gg/article/176844/COVID-19-Schools-to-close-for-extended-Easter-holiday


Q. Can we trade 7am-7pm 7 days a week under our policy?
A. As long as you follow government advice and your regulatory requirements, there are no restrictions to your operating hours under your policy.


Q. I have a family who has one parent as a key worker but both parents are working from home. Will I be covered to have that child in my care or should the child stay at home?
A. The government strongly advises that all children who can stay at home should. However, children of keyworkers are entitled to a childcare place, should you wish to provide one. Provided you comply with the terms and conditions of your insurance policy, and adhere to the requirements of your regulator, your existing cover will remain valid.


Q. Will my policy remain valid if I stay open to care for the children of key workers?
If you are planning to care for the children of key workers following the governments advised closure then provided you comply with the terms and conditions of your insurance policy, and adhere to the requirements of your regulator, your existing cover will remain valid (Only one parent is required to be a key worker).

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