Childminder Policy

Frequently Asked Questions

For further information simply click on the relevant question

FAQ icon
  • How many children am I covered for?
  • Am I covered for children aged over 8 years?
  • Am I covered to take the children on outings?
  • Is my assistant covered by this insurance?
  • Am I covered to take in a work experience student?
  • Am I covered if one of my own children injures one of my minded children?
  • Am I covered for using a trampoline in my garden?
  • Will I receive a policy document telling me exactly what I’m covered for?
  • Am I covered if I provide babysitting services?
  • Am I covered if I work in a crèche?
  • Am I covered for taking minded children in my car?
  • So what is contingent motor liability then?
  • What happens if I have to replace damaged property?
  • Is my own property insured?
  • Supposing a child has an accident during the period of my insurance policy but does not bring a claim against me until months or years later, when I no longer have a policy in force?
  • What happens if I have a dispute with a parent?
  • What if a parent owes me money for the services I provided?
  • Does Morton Michel provide business stationery – such as contracts and child record forms?
  • What is an ERN Number and why do I need to disclose it

020 8603 0942

Monday - Friday 9am - 5pm

Fantastic benefits and discounts for Morton Michel policyholders


Contents and building insurance for childcare providers


Motor insurance for childcare professionals

Great reasons to insure with Morton Michel

Over 50 years’ experience in childcare insurance

Market leaders in childcare insurance

Family run friendly business

Easy to arrange insurance cover – online quotations available

No call centre, just personal and honest service

Helplines for tax, health, medical, domestic and counselling services 24 hrs a day, 365 days a year at no extra cost

Quick and efficient response to any queries and claims

Automatic entry to the Morton Michel ChildCare Club giving you and your staff access to exclusive benefits and discounts

For all your business stationery needs to run your childcare setting effectively