Non-Registered Childminder Insurance

020 8603 0942

Monday - Friday 9am - 5pm

Our insurance policy is designed for childminders exempt from compulsory registration working in the UK who are caring for children aged over 8 or children aged between 0-8 for less than 2 hours a day.

The policy provides cover such as Public Liability, Professional Indemnity, Legal Expenses and Property Damage with other optional sections of cover available to meet your needs.

Being a Morton Michel policyholder also means you get access to a wide range of fantastic discounts and benefits as part of our exclusive ChildCare Club!

You can apply for a policy online but if you would prefer to speak to us directly then please contact a member of our dedicated childminder team on 020 8603 0942 or email us at


Non-Registered Childminder Insurance Premiums From:  

    • £73.99 per year (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £2)

Non-Registered Childminder premiums can now be paid by monthly instalments!

        • £8.14 per month  (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £2)

The monthly interest rate is 10% (equivalent APR of 19.5%), payable over 10 monthly instalments. The total amount payable is £81.40 and cost of credit is £7.41.

We use Premium Credit Limited, who are authorised and regulated by the Financial Conduct Authority, to provide finance exclusively and Morton Michel are acting as the credit broker. We may receive a commission for introducing customers to them.

The above premiums are based on a standard Non-Registered Childminder policy. Extra covers are available at an additional cost.

Non-Registered Childminder Insurance Cover Includes  

  • Public Liability Insurance
    Limit of indemnity £10 million
  • Professional Indemnity
    Limit of indemnity £100,000
  • Legal Expenses
  • Third Party Property Cover
  • Helplines
    Immediate advice on all legal problems affecting your business 24 hours a day, 7 days a week. You can also obtain tax-related advice from the tax helpline or use the counselling line which is also available to your employees and their families.

Non-Registered Childminder Optional Insurance Cover  

  • Personal Accident
  • Business Equipment
  • Personal Possessions

020 8603 0942

Monday - Friday 9am - 5pm


Great reasons to insure with Morton Michel

Over 50 years’ experience in childcare insurance

Market leaders in childcare insurance

Easy to arrange insurance cover – online quotations available

No call centre, just personal and honest service

Helplines for legal advice, tax and counselling services available 24 hrs a day 7 days a week

Quick and efficient response to any queries and claims

Automatic entry to the Morton Michel ChildCare Club giving you and your staff access to exclusive benefits and discounts