Preschool Insurance

020 8603 0941

Monday - Friday 9am - 5pm

We developed the first pre-school insurance policy back in 1964. Today, more than 53 years later, Morton Michel still leads the way in insurance for pre-schools and playgroups.

A pioneer in its field, it's now used by around 4,000 pre-schools, playgroups, nurseries, Montessoris, crèches, Rudolph Steiner groups and kindergartens throughout the UK. All groups are eligible whether they meet on an all-day or session basis.

If your business turnover exceeds £200,000, then you may be better suited to our NurseryCare policy. To provide the correct cover for you please visit our NurseryCare page.

For further information please call us on 020 8603 0941 or email us at


Preschool Insurance Cover Includes  

  • Public Liability Insurance
    Limit of Indemnity £5 million
  • Employers' Liability Insurance
    Limit of Indemnity £10 million
  • Group Equipment
    £5,000 (higher limits available on request)
  • Accidental damage
  • Unspecified All Risks
  • Professional Indemnity
    Limit of indemnity £25,000. Higher amounts available
  • Loss of Revenue
    Automatic sum insured £50,000. Higher amounts available
  • Glass
    Automatic cover £2,500
  • Personal Accident
    For staff and children
  • Legal Expenses
    Limit of Indemnity £100,000
  • Group Money
    Including Personal Assault
  • Contingent Motor Liability
    (This does not replace standard motor cover)
  • Personal Effects
    For staff and children
  • Group Officials' Personal Money

Preschool Insurance Optional Extras  

  • Trustees and Officers Financial Liability
  • Buildings
  • All Risks Cover
    For specified items
  • Terrorism

020 8603 0941

Monday - Friday 9am - 5pm


Great reasons to insure with Morton Michel

Over 50 years’ experience in childcare insurance

Market leaders in childcare insurance

Easy to arrange insurance cover – online quotations available

No call centre, just personal and honest service

Helplines for legal advice, tax and counselling services available 24 hrs a day 7 days a week

Quick and efficient response to any queries and claims

Automatic entry to the Morton Michel ChildCare Club giving you and your staff access to exclusive benefits and discounts