Children's Indoor Play and Family Entertainment Centres

Support and protection for your business.

2 young children playing in a ball pool.

Specialist insurance & risk management solutions for indoor play centres

As the longest serving insurance broker in your sector, you can trust us to deliver insurance protection designed to work for your business, your staff and the children in your care.

Is this the right indoor play insurance policy for me?

Our indoor play insurance has been designed for children's play centres with fixed play equipment, where the parent or guardian is responsible for the supervision of their child whilst they are on your premises.

The policy can cover family entertainment centres, role play centres, laser tag, escape rooms, climbing centres and stay and play cafes.

If your setting does not have fixed play equipment or if you're unsure if you meet the above criteria then please contact us to discuss your requirements further.

New Customer

If you're a new customer, then we can point you in the right direction.

Existing Customer

If you are an existing policy holder, we are here to help.

*If you are an existing policyholder and your policy was taken out prior to the 1st December 2023, please log in to your Morton Michel portal to see your current Policy Documents or call us on 0300 058 9861.

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What's covered?

Based on our extensive experience within the sector, and by regularly reviewing the marketplace, we continuously track the development and requirements of the industry to ensure this is reflected in the cover we provide through our Indoor Play Area insurance policy.

Our Indoor Play Centre insurance is made up of a number of different components and is there to protect your business from everyday risks and automatically includes:

  • Business interruption
  • Loss of registration including temporary suspension of registration
  • Public and products liability
  • Legal expenses
  • Equipment breakdown

It also helps protect your business' staff and children and your property by automatically including:

  • Employers' liability
  • Portable equipment anywhere in the UK
  • Contents
  • Money
  • Personal accident for staff and personal assault
  • Participants personal effects.

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

A child in an indoor play setting.

Why choose Morton Michel for your indoor play insurance?

Our knowledge, experience and longevity within the sector enables us to provide you with the flexible cover and additional benefits to help you run your business, including:

  • a dedicated, specialist team who understands the requirements of the childcare and education sector and the challenges you face every day.
  • access to over 80 RoSPA-accredited or CPD-certified online training courses from flick learning for all your staff.
  • training and discounts for you and your staff through our ChildCare Club.
  • access to our exclusive Employee Benefits Hub which can be passed on to employees and their families.

*Morton Michel ChildCare Club Benefits, flick learning, and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as an additional service.

Want to extend your cover?

On top of our standard cover offering (public liability insurance, etc.), we also offer optional sections you can choose at an additional cost. These include:

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  • Professional indemnity
  • Building insurance
  • Directors’, trustees’ and officers’ liability
  • Employee dishonesty
  • Loss of registration including temporary suspension of registration
  • Tenants' improvements
  • Terrorism
  • Cyber crime
  • Trustees' and officers' financial liability
  • Loss of licence

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

Added benefits for indoor play centres

In addition to the standard cover you would expect with your Indoor Play insurance, we offer a range of value-added benefits, including:

You will receive a multi-user licence to access over 80 RoSPA accredited and CPD-certified online training courses from flick learning for use by everybody connected to your business. Click here to view some frequently asked questions about flick learning.

For all policyholders, we offer free access to a wide range of market-leading retail discounts that you can pass on to your staff and their families.

PIB Risk Management focuses on providing simple, creative and effective solutions to risk management, that really work in the workplace with tailored solutions for your business.

You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits designed to support you, your staff, and your business.

ARAG plc provides expert advice on a range of business-related legal and tax matters including employment and law disputes. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Providing access to 100's of legal documents (with smart document building feature) to assist with running your business.

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm.

Available to principals, executive officers, directors, and partners of your business to help keep your personal identity secure. Open Monday to Friday 9am to 5pm (excluding bank holidays).


Morton Michel ChildCare Club Benefits including flick learning and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as additional services.

*Risk Management is provided at an additional cost.

More insurance for your childcare business

Additional Insurances

Morton Michel can arrange the following insurance policies for you, at an additional cost:

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  • Minibus
  • Home
  • Motor
  • Stakeholder protections
  • Unoccupied property
  • Babysitters
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Insurance for the family

Morton Michel policyholders can benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance Services Limited. The discount code is available to Morton Michel policyholders in the Morton Michel ChildCare Club.

Please see the websites below for details of the products offered by Thistle Insurance Services Limited.

Take a look at our helpful articles

Additional information about insurances for your childcare business.

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Cyber Insurance

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Business Interruption

This type of cover can also be known as Loss of Revenue or Consequential Loss Insurance.

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Some paperwork with the title 'Directors and Officers Liability Insurance.

Directors' and Officers' Insurance

Protect your future with Directors' and Officers' cover from Morton Michel.

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