Indoor Play and Family Entertainment Centres

Support and protection for your business

2 young children playing in a ball pool.

Specialist insurance & risk management solutions for indoor play centres

As the longest serving insurance broker in your sector, you can trust us to deliver insurance protection designed to work for your business, your staff and the children in your care.

Established in 1964, we pride ourselves on delivering high quality insurance, risk management and service solutions tailored specifically for the childcare and education sectors. We are committed in supporting our policyholders and provide key information to help you make informed decisions regarding your insurance options.

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If you're a new customer, then we can point you in the right direction.

Is this the right indoor play insurance policy for me?

Our indoor play policy has been designed for children's indoor play and family leisure areas where the parent or guardian is responsible for the supervision of their child whilst they are on your premises.

The policy can cover family entertainment centres, role play centres, laser tag, escape rooms, climbing centres and stay and play cafes.

If your setting is not a children's indoor play or family leisure area, then you should not apply for this policy. It may be that one of our other policies is suitable for your requirements. Alternatively, you can contact us to discuss your requirements further.

A child in an indoor play setting.

What makes us different?

Our knowledge, expertise and longevity within the sector enables us to provide you with the flexible cover and additional benefits to help you run your business, including:

  • a dedicated, expert team trained to understand the challenges you face every day.
  • access to over 60 RoSPA-accredited or CPD-certified online training courses from award-winning flick learning for all your staff.
  • training and discounts for you and your staff through our ChildCare Club.
  • access to an exclusive discount portal offering a wide range of retail discounts from well-known high street stores, which can be passed on to employees and their families.

*Morton Michel ChildCare Club Benefits, flick learning, and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as an additional service.

A child climbing a kid-friendly bouldering wall.

What's covered?

Based on our extensive experience within the sector, and by regularly reviewing the marketplace, we continuously track the development and requirements of the industry to ensure this is reflected in the cover we provide through our Indoor Play insurance policy.

Our insurance is made up of a number of different components and is there to protect your business from everyday risks and automatically includes:

  • Business interruption
  • Loss of registration including temporary suspension of registration
  • Public and products liability
  • Legal expenses
  • Equipment breakdown

It also helps protect your business' staff and children and your property by automatically including:

  • Employers' liability
  • Portable equipment anywhere in the UK
  • Contents
  • Money
  • Personal accident for staff and personal assault
  • Participants personal effects.

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

Want to extend your cover?

Optional sections you can choose, at an additional cost, when purchasing your insurance include: 

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  • Professional indemnity
  • Building insurance
  • Directors’, trustees’ and officers’ liability
  • Employee dishonesty
  • Loss of registration including temporary suspension of registration
  • Tenants' improvements
  • Terrorism
  • Cyber crime
  • Trustees' and officers' financial liability
  • Loss of licence

Policy conditions and limitations can be found in the summary document and the full terms and conditions within the policy wording. 


In addition to the standard cover you would expect, we offer a range of value-added benefits, including:

You will receive a multi-user licence to access over 60 RoSPA accredited and CPD-certified online training courses from award-winning flick learning for use by everybody connected to your business. Click here to view some frequently asked questions about flick learning.

For all policyholders, we offer free access to a wide range of market-leading retail discounts that you can pass on to your staff and their families.

PIB Risk Management focuses on providing simple, creative and effective solutions to risk management, that really work in the workplace with tailored solutions for your business.

You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits designed to support you, your staff, and your business.

ARAG provides expert advice 24 hours a day, 7 days a week on business-related legal matters including employment law and disputes.  Agreement to be confirmed prior to taking action. 

Providing access to 100's of legal documents (with smart document building feature) to assist with running your business.

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week.

Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm.

Available to principals, executive officers, directors, and partners of your business to help keep your personal identity secure. Open Monday to Friday 9am to 5pm (excluding bank holidays).

Morton Michel ChildCare Club Benefits including flick Learning and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as additional services.

*Risk Management is provided at an additional cost.

More insurance for your childcare business

Additional Insurances

Morton Michel can arrange the following insurance policies for you, at an additional cost:

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  • Minibus
  • Home
  • Motor
  • Stakeholder protections
  • Unoccupied property
  • Babysitters
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Insurance for the family

Morton Michel customers can also benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance.

Take a look at our helpful articles

Additional information about insurances for your childcare business.

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Cyber Insurance

What you need to know about Cyber Liability and your business.

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A photograph of a woman using a calculator and laptop on a desk.

Business Interruption

This type of cover can also be known as Loss of Revenue or Consequential Loss Insurance.

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Some paperwork with the title 'Directors and Officers Liability Insurance.

Directors' and Officers' Insurance

Protect your future with Directors' and Officers' cover from Morton Michel.

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