Specialist nursery group insurance and risk advice

Support for multi-site nursery groups managing growth and complex risk

Nursery icon
Orange and blue square blocks that spell out 'Risk'

Morton Michel helps nursery groups with specialist insurance and risk advice that is shaped around how their organisation really operates.

Renewal isn’t a strategy

As your nursery group grows, your risk and insurance strategy must keep pace. Growth, acquisitions and regulatory pressure can all change your risk profile. That means decisions made at the last renewal may no longer fit how your organisation operates today.

Morton Michel works with leadership teams to move beyond the annual renewal cycle. We take a consultative, business first approach to reviewing risk across the whole organisation.

What's included in our nursery insurance

 Built around the risks that matter most

To give you a clearer view of your changing risk profile, we focus on four core areas of risk.  This helps your insurance and risk strategy reflect how your organisation really operates:

Protecting your nursery group’s premises and equipment from events like fire, flood, theft and damage, so your operations stay safe, compliant and insured.

Helping to protect your nursery group’s income, manage liabilities and support long-term stability with tailored insurance and risk management that support resilience through change and disruption.

Managing risk linked to staff, children and families including health and safety, well being, training and retention, to reduce incidents, support safeguarding and improve your insurance profile.

Reducing cyber and data security risks for your nursery group, from cyberattacks and data breaches to system failures, with stronger controls and specialist cyber insurance where needed.

A brown haired businessman wearing a navy blazer holds a risk sign

Working with Morton Michel

  • Consultative, business‑first advice: We look at how your group operates and grows, then align insurance and risk recommendations to that.
  • Joined‑up view of risk: People, asset, financial and digital risks, plus safeguarding and compliance are considered together, rather than in silos. Where needed, we draw on specialist teams across PIB Group.
  • Confidence at board level: We provide clear recommendations and supporting rationale so you can explain your insurance and risk approach to your board or leadership team.
  • Relationships beyond renewal: Our corporate team builds long‑term partnerships with multi‑site groups, focused on ongoing change not just annual renewal.
  • Nursery group specialists: You will work with people who have decades of experience supporting nursery groups and childcare providers across the UK.
  • Backed by PIB Group: Our corporate team can tap into the wider capabilities, market insight, and specialist risk appetite of PIB Group to help build the right solution for your organisation.

Latest news and insights

Additional information about insurances for your childcare business.

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What our customers say;

We pride ourselves on delivering a personal service to help protect your business. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.

Insurance cover is subject to underwriting criteria as well as terms, conditions, limits and exclusions of any policy.