Children’s Activity Providers Insurance

Support for your business. Protection for the children you teach.

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Specialist insurance & risk management solutions for children’s activity providers

As the longest serving insurance broker in your sector, you can trust us to deliver insurance protection that is designed to really work for you, your business, your staff and children.

Established in 1964, we pride ourselves on delivering high quality insurance, risk management and service solutions tailored specifically for the childcare and education sectors. We are committed in supporting our policyholders and provide key information to help you make informed decisions regarding your insurance options.

New Customer

If you're a new customer, then we can point you in the right direction.

Existing Customer

If you are an existing policy holder, we are here to help.

Is this the right policy for me?

Our Children's Activity Group insurance policy is specifically designed for organisers of activities focussed on the entertainment and/or development of children.

If in addition to delivering regular children's activities, you provide adult-only sessions, this policy may still be suitable for you. If your activities are mostly exclusively for adults, you will need to consider applying for Education and Training or Community Group Insurance.

If you are an out of school or holiday club providing wraparound care and supervised play-led learning, you will need to consider applying for the Out of School Insurance.

If you are providing sports coaching, you will need to consider applying for the Children's Sports Coaching insurance.

What makes us different?

We have been working and supporting the Children's Activities sector for nearly 50 years and we fully understand the importance that children's activity providers bring to a child's learning and development. Your business is unique and our knowledge, expertise and longevity within the sector enables us to provide you with the flexible cover and additional benefits to help you run your business including:

  • a dedicated, expert team trained to understand the challenges you face every day.
  • access to over 60 RoSPA-accredited or CPD-certified online training courses from award-winning flick learning for all your staff.
  • training and discounts to support your staff and children through our exclusive ChildCare Club.
  • access to an exclusive discount portal offering a wide range of retail discounts from well-known high street stores, which can be passed on to employees and their families.

*Morton Michel ChildCare Club Benefits, flick Learning, and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as an additional service.

Children's Activities Association

Children's Activities Association logo.

Morton Michel is proud to be a founding member of the Children's Activities Association. We welcome the CAA’s focus on improving professional standards in the unregulated childcare industry and look forward to working with them in this area.

Our Children’s Activities Group insurance comes with three easy- to-arrange packages to choose from; Essential, Extra or Executive cover, which means you only pay for the cover you need. Cover can be quickly and easily purchased online and, depending on your individual requirements, there is a range of additional options and limits available.

What's covered?




Employers' liability

Public and products liability

Treatment liability

Professional indemnity

Legal expenses

Portable equipment



Equipment breakdown

Business interruption

Personal accident for officials and children

Employee dishonesty

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

Optional sections of cover you can choose, at an additional cost when purchasing your insurance include:

Want to extend your cover?




Directors' trustees' and officers'

Personal accident for officials and children

Automatically included


Trustees' and officers' financial liability

Loss of registration including temporary suspension of registration



Tenants improvements

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording

Added benefits for children's activity groups

In addition to the standard cover you would expect with your Children's Activity Group insurance, we offer a range of value-added benefits to support your business and staff including:

You will receive a multi-user licence to access over 60 RoSPA accredited and CPD-certified online training courses from award-winning flick learning for use by everybody connected to your business. Click here to view some frequently asked questions about flick learning.

For all policyholders, we offer free access to a wide range of market-leading retail discounts that you can pass on to your staff and their families.

PIB Risk Management focuses on providing simple, creative and effective solutions to risk management, that really work in the workplace with tailored solutions for your business.

You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits designed to support you, your staff, and your business.

Expert advice on business-related legal matters including employment law and disputes, provided through ARAG, 24 hours a day, 7 days a week. Agreement to be confirmed prior to taking action. 

Providing access to 100's of legal documents (with smart document building feature) to assist with running your business.

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week.

Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm.

Available to principals, executive officers, directors, and partners of your business to help keep your personal identity secure. Open Monday to Friday 9am to 5pm (excluding bank holidays).

Morton Michel ChildCare Club Benefits including flick Learning and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as additional services.

*Risk Management is provided at an additional cost.

More insurance for your childcare business

Additional insurances

Morton Michel can arrange the following insurance policies for you, at an additional cost:

Contact us
  • Motor
  • Minibus
  • Home
  • Stakeholder protections (EB)
  • Unoccupied property
  • Babysitters
Family sitting in a meadow looking out at the view

Insurance for the family

Morton Michel customers can also benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance:

Take a look at our helpful articles

Additional information about insurances for your childcare business.

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Cyber Insurance

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Business Interruption

This type of cover can also be known as Loss of Revenue or Consequential Loss Insurance.

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Directors' and Officers' Insurance

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