Insurance for Children's Groups

Protect your business and the children in your care.

Two young children using toy blocks to look through.

Morton Michel offers commercial insurance for children's activity groups

This policy is for people who organise kid’s clubs and activity groups to help with children's development, or provide entertainment.

We cover most entertainment activities offered to children, including offering insurance for kid’s mindfulness clubs and soft play hire. If in addition to delivering regular children's activities, you provide adult-only sessions, this policy may still be suitable for you.

New Customer

If you're a new customer, then we can point you in the right direction.

Existing Customer

If you are an existing policy holder, we are here to help.

Is this the right policy for me?

Kids club insurance is not suitable for running a holiday club, offering adult only training and activities, or coaching sports. You can find alternative protection for these here:

Levels of Cover Available

Our insurance for children’s groups is available in three levels of cover so you can choose the right insurance needed for your children's activity group:

Provides cover with employers', product, treatment and public liability insurance for children’s activity clubs. You also get professional indemnity cover and legal expenses protection.

Provides the same protection as Essential, but also provides cover for portable equipment and money:

  • Portable equipment cover in case of damage or theft, including from your vehicle overnight
  • Loss of money cover in transit, or in your business

Provides the same level of protection as Essential and Extra, but also includes further cover including:

  • Contents cover of £5,000
  • Equipment breakdown up to £5,000,000
  • Business interruption at £100,000.
  • Personal accident protection for officials and children
  • Employee dishonesty at £25,000

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

Why choose Morton Michel for your children's activity group insurance?

We have been working and supporting the Children's Activities sector for nearly 50 years and understand the importance that children's activity providers bring to a child's learning and development. We are committed to supporting you and your business, and are pleased to offer these additional benefits at no cost:

  • a dedicated, expert team who understands the requirements of the childcare and education sector and the challenges you face every day.
  • access to over 80 RoSPA-accredited or CPD-certified online training courses from flick learning for all your staff.
  • training and discounts for you and your staff through our exclusive ChildCare Club.
  • access to our exclusive Employee Benefits Hub which can be passed on to employees and their families.

*Morton Michel ChildCare Club Benefits, flick learning, and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as an additional service.

Children's Activities Association

Children's Activities Association logo.

Morton Michel is proud to be a founding member of the Children's Activities Association.

The Children's Activities Association is a not-for-profit group helping parents, schools and nurseries raise the standard of children's activities. They also aim to help more families access to these excellent activities.

We welcome and support the CAA’s focus on improving professional standards in the unregulated childcare industry. 

Our Children’s Activities Group insurance allows you to choose from three levels of cover; Essential, Extra or Executive cover, which means you only pay for the cover you need.

What's covered?

Essential

Extra

Executive

Employers' liability

Public and products liability

Treatment liability

Professional indemnity

Legal expenses

Portable equipment

Money

Contents

Equipment breakdown

Business interruption

Personal accident for officials and children

Employee dishonesty

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

Optional sections of cover you can choose, at an additional cost when purchasing your insurance include:

Want to extend your cover?

Essential

Extra

Executive

Directors' trustees' and officers'

Personal accident for officials and children

Automatically included

Cyber

Trustees' and officers' financial liability

Loss of registration including temporary suspension of registration

Terrorism

Buildings

Tenants improvements

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording

Added benefits for children's activity groups

In addition to the standard cover you would expect with your Children's Activity Group insurance, we offer a range of value-added benefits to support your business and staff including:

You will receive a multi-user licence to access over 80 RoSPA accredited and CPD-certified online training courses from flick learning for use by everybody connected to your business. Click here to view some frequently asked questions about flick learning.

For all policyholders, we offer free access to a wide range of market-leading retail discounts that you can pass on to your staff and their families.

PIB Risk Management focuses on providing simple, creative and effective solutions to risk management, that really work in the workplace with tailored solutions for your business.

You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits designed to support you, your staff, and your business.

ARAG plc provides expert advice on a range of business-related legal and tax matters including employment and law disputes. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Providing access to 100's of legal documents (with smart document building feature) to assist with running your business.

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm.

Available to principals, executive officers, directors, and partners of your business to help keep your personal identity secure. Open Monday to Friday 9am to 5pm (excluding bank holidays).


Morton Michel ChildCare Club Benefits including flick Learning and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as additional services.

*Risk Management is provided at an additional cost.

More insurance for your childcare business

Additional insurances

Morton Michel can arrange the following insurance policies for you, at an additional cost:

Contact us
  • Motor
  • Minibus
  • Home
  • Stakeholder protections (EB)
  • Unoccupied property
  • Babysitters
Family sitting in a meadow looking out at the view

Insurance for the family

Morton Michel customers can also benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance.

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Additional information about insurances for your childcare business.

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