Sports Coaching Insurance

Protect your business and the children you coach.

A photograph of children with their coach in a sports setting.

Specialist public liability insurance for sports coaches

Our Children's Sports Coaching insurance policy is specifically designed for those who provide guidance, coaching, training and development in single or multiple sports, exclusively for children aged three and over, but under 19, whether you are the sole coach, a group of coaches or an employer.

Whatever you coach, whether it's football, swimming or cheerleading, you should have specialist sports coaching public liability insurance. 

Is this the right child's sports coaching policy for me?

If you provide sporting activities for children under the age of three, or simply organise play and physical activity games for children, you may need to look at our Children's Activity Providers insurance.

If you are an out of school or holiday club providing wraparound care and supervised play-led learning, you may need to look at our Out of School Insurance.

New Customer

If you're a new customer, then we can point you in the right direction.

Existing Customer

If you are an existing policy holder, we are here to help.

*If you are an existing policyholder and your policy was taken out prior to the 1st December 2023, please log in to your Morton Michel portal to see your current Policy Documents or call us on 0300 058 9861.

Children's Activities Association

Children's Activities Association logo.

Morton Michel is proud to be a founding member of the Children's Activities Association. We welcome the CAA’s focus on improving professional standards in the unregulated childcare industry and look forward to working with them in this area.

A photograph of children with their coach in a sports setting.

Why choose Morton Michel for your sports coaching insurance?

Our knowledge, experience and longevity within the education industry means we can provide you with a tailored solution, designed specifically for the needs of your sports coaching insurance. We are committed to supporting you and your business, and are pleased to offer these additional benefits at no cost:

  • a dedicated, specialist team who understands the specific requirements of sports coaches and the challenges you face every day.
  • access to over 80 RoSPA-accredited or CPD-certified online training courses from flick learning.
  • training and discounts for you and your staff through our exclusive ChildCare Club.
  • access to our exclusive Employee Benefits Hub which can be passed on to employees and their families.

*Morton Michel ChildCare Club Benefits, flick learning, and the Employee Benefits Hub are not FCA regulated products, they are provided as additional benefits to Morton Michel policyholders and may be changed or withdrawn at any time.

Our Children’s Sports Coaching insurance policy comes with the choice of three easy-to-arrange packages; Essential, Extra or Executive cover, which means you only pay for the cover you need. Sports coaching liability insurance is standard across all three levels of cover. Cover can be quickly and easily purchased online and, depending on your individual requirements, there is a range of additional options and limits available.

What's covered?

Essential Cover

Extra Cover

Executive Cover

Employers' Liability

Public and Products Liability

Treatment Liability

Professional Indemnity

Legal Expenses

Portable Equipment



Equipment Breakdown

Business Interruption

Personal Accident for officials and children

Employee Dishonesty

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

Optional sections of cover you can choose, at an additional cost when purchasing your Sports Coach insurance include:

Want to extend your cover?




Directors' Trustees' and Officers'

Personal Accident for Officials and Children

Automatically included


Trustees' and Officers' Financial Liability

Loss of Registration including Temporary Suspension of Registration



Tenants Improvements

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

not just insurance

In addition to the standard cover you would expect, we offer a range of value-added benefits to support your business, staff and the children you coach including:

You will receive a multi-user licence to access over 80 RoSPA accredited and CPD-certified online training courses from flick learning for use by everybody connected to your business. Click here to view some frequently asked questions about flick learning.

For all policyholders, we offer free access to a wide range of market-leading retail discounts that you can pass on to your staff and their families.

PIB Risk Management focuses on providing simple, creative and effective solutions to risk management, that really work in the workplace with tailored solutions for your business.

You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits designed to support you, your staff, and your business.

ARAG plc provides expert advice on a range of business-related legal and tax matters including employment and law disputes. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Providing access to 100's of legal documents (with smart document building feature) to assist with running your business.

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm.

Available to principals, executive officers, directors, and partners of your business to help keep your personal identity secure. Open Monday to Friday 9am to 5pm (excluding bank holidays).

Morton Michel ChildCare Club Benefits including flick Learning and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as additional services.

*Risk Management is provided at an additional cost.

Some of your most frequently asked questions

All sports coaches face risks at work. Everything from children being hurt in accidents to equipment damage or theft, to legal disputes and difficulties. Morton Michel's Sports Coach policy is designed to protect children's sports coaches while they run their businesses. Click here to obtain a quote.

Many local authorities, schools and venues will expect external coaches to carry appropriate insurance for their work, and will set varying requirements. Morton Michel's Sports Coach policy is designed to protect children's sports coaches while they run their businesses, including public liability, professional indemnity and legal expenses insurance, as well as equipment and loss of revenue cover. Click here to obtain a quote.

More insurance for your business

Additional Insurances

Morton Michel can arrange the following insurance policies for you, at an additional cost:

contact us
  • Minibus
  • Home
  • Motor
  • Stakeholder Protections (EB)
  • Unoccupied Property
  • Babysitters
Family sitting in a meadow looking out at the view

Insurance for the family

Morton Michel policyholders can benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance Services Limited. The discount code is available to Morton Michel policyholders in the Morton Michel ChildCare Club.

Please see the websites below for details of the products offered by Thistle Insurance Services Limited.

Take a look at our helpful articles

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