Nanny Insurance

Support for your business. Protection for the children you care for.

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Specialist insurance protection for nannies

As the longest serving insurance broker in your sector, you can trust us to deliver insurance protection that is designed to really work for you and the children you care for.

Established in 1964, we pride ourselves on delivering high quality insurance, risk management and service solutions tailored specifically for the childcare and education sectors. We are committed in supporting our policyholders and provide key information to help you make informed decisions regarding your insurance options. 

New Customer

If you're a new customer, then we can point you in the right direction.

Existing Customer

If you are an existing policy holder, we are here to help.

Is this the right policy for me? 

We understand that as a nanny you will often have specialised needs. Our award-winning nanny insurance policy is designed for qualified nannies caring for children who are up to 17 years old.

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What makes us different?

Our knowledge, expertise and longevity within the childcare sector enables us to provide you with flexible insurance solutions and services designed to meet your needs including:

  • a dedicated, expert team trained to understand the challenges you face every day.
  • access to over 60 RoSPA-accredited or CPD-certified online training courses from award-winning flick Learning.
  • additional discounts and benefits through our exclusive ChildCare Club.
  • access to an exclusive discount portal offering a wide range of retail discounts from well-known high street stores, for you and your family.

*Morton Michel ChildCare Club Benefits, flick Learning, and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as an additional service.

Award-winning nanny insurance image

What's covered?

  • Public liability
  • Professional indemnity
  • Legal expenses
  • Third-party property cover, to protect you if you accidentally damage your employer's property.
  • Legal, tax and counselling helplines

You can view our policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

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How much does nanny insurance cost?

Nanny Insurance Premiums start from £64 per year for registered nannies and £73.99 per year for non-registered nannies (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £2).

You can also choose to pay in monthly instalments of £7.05 per month if you are a registered nanny, or £8.14 per month if you are not registered (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £2)

Registered nannies: If you choose to pay in monthly instalments, the monthly interest rate is 10% (equivalent APR of 19.5%), payable over 10 monthly instalments. The total amount payable is £70.40 and cost of credit is £6.40. (For premiums over £100, a facility fee of £5 will be charged by Premium Credit Limited).

Non-registered nannies: If you choose to pay in monthly instalments, the monthly interest rate is 10% (equivalent APR of 19.5%), payable over 10 monthly instalments. The total amount payable is £81.40 and cost of credit is £7.41.

The above premiums are based on a standard nanny policy. Extra covers are available at an additional cost.

If you choose to pay in monthly instalments and the premium is over £100, a facility fee of £5 will be charged by Premium Credit Limited.

We use Premium Credit Limited, who are authorised and regulated by the Financial Conduct Authority, to provide finance exclusively and Morton Michel are acting as the credit broker. We may receive a commission for introducing customers to them.

Want to extend your cover?

Optional sections you can choose, at an additional cost, when purchasing your insurance include: 

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  • Personal accident
  • Business equipment
  • Employers' liability
  • Personal possessions

Morton Michel Additional Benefits for Nannies

In addition to the standard cover you would expect, we offer a range of value-added benefits.*

You will receive access to over 60 RoSPA accredited and CPD-certified online training courses from award-winning flick Learning.

For all policyholders, we offer free access to a wide range of market-leading retail discounts for you and your family.

Automatic entry to our ChildCare Club; a hub of additional discounts and benefits.

ARAG provides expert advice 24 hours a day, 7 days a week on business-related legal matters including employment law and disputes.  Agreement to be confirmed prior to taking action. 

Access to a confidential mental health counselling helpline provided by ARAG and operated by trained counsellors 24 hours a day, 7 days a week.

Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm.

Morton Michel ChildCare Club Benefits including flick Learning and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as additional services.

More insurance for your childcare business

Additional insurances

Morton Michel can arrange the following insurance policies for you, at an additional cost:

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  • Motor
  • Home
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Insurance for the family

Morton Michel customers can also benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance.