Childminder Insurance

All childminders need appropriate insurance, both to comply with obligations set by regulators and local authorities and to protect their businesses. Morton Michel's Childminder policy has been designed to meet childminders insurance needs, including Public Liability, professional indemnity and legal expenses insurance, as well as childminder contents, temporary loss of registration and loss of revenue cover. You can obtain a quote here.

Childminders who want to take children in their car should ensure their motor insurance will allow them to do so. Morton Michel offers a specialist motor insurance policy for childminders. You can find out more here.

As a childminder you can make your own arrangements with your customers regarding holiday pay. Morton Michel childminders can make use of ARAG's legal support helpline if you are concerned about what your customers' contractual obligations are.

Morton Michel's childminder policy is available from £59.50 per year for a single childminder in England.

All childminders need appropriate insurance, both to comply with obligations set by regulators and local authorities and to protect their businesses. Morton Michel's Childminder policy has been designed to meet childminders insurance needs, including Public Liability, professional indemnity and legal expenses insurance, as well as childminder contents, temporary loss of registration and loss of revenue cover. You can obtain a quote here.

Morton Michel's childminder policy is available from £59.50 per year for a single childminder in England.

A childminder is a person who provides regulated childcare to children in their own home. Childcarers who look after children in the child's home are known as nannies.

Generally yes, provided it meets the relevant safety requirements such as appropriate floorspace, but you will require your landlord's permission and may need to amend your lease. If you are insured with Morton Michel, you can make use of ARAG's legal support helpline for further advice.

In England Childminders can work alone or with up to two other childminders or assistants. Those who want to work together in larger numbers need to register with Ofsted as a Childcare on Domestic Premises provider. In Scotland, Wales and Northern Ireland, different rules apply and your local authority may require planning permission to work with another childminder.

Yes, childminders have to be registered with their country's childcare regulator. In England Childminders can also register with a childminder agency.

Most childminders are sole traders but some choose to incorporate as limited partnerships. Occasionally more than one childminder might work together as a partnership.

It is important that childminders keep their training up to date. Your local authority can tell you have often it should take place but it is commonly expected to be between every one to three years. Morton Michel childminders have access to FREE accredited safeguarding training from Flick learning.

Morton Michel childminders have FREE access to CPD accredited online training from Flick learning that they can take at their own pace, taking as much time as needed.

A professional indemnity policy protects you against claims that you gave negligent advice. Morton Michel's Childminder policy offers up to £100,000 professional indemnity cover as standard.

All insurance policies have exclusions. To find out exactly what Morton Michel's Childminder Policy covers, you can download the full policy wording here.

Many local authorities now require childcare providers to take out professional indemnity insurance. Contact your local authority to find out what the requirements are in your area.

All regulated childcare providers in the UK are required to take out Public Liability insurance. Morton Michel's Childminder policy offers an indemnity limit of up to £10 million as standard. You can obtain a quote here.

The number of children a childminder can look after is set by their regulator and generally depends on the ages of the children and how many staff are present.

Families are entitled to come to their own arrangements for childcare, however, government funding can carry restrictions that mean childminders cannot always claim for looking after a close relative's children. All Morton Michel childminders have access to ARAG's free legal advice line, who can assist with interpreting how regulations apply to their circumstances.

There are many qualifications that potential childminders can undertake. Your country's regulator will have published the requirements that apply to you.

Government funding schemes are often available for childminders who want to offer these to their parents. The requirements can change however and you should check with your local authority what is available to you.

Depending on where you live, you will need to register with your local regulator, or in England, you can choose to register with a Childminder Agency.

Childminder insurance premiums start from £59.50 per year (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £1). You can also choose to pay in monthly instalments of £6.55 per month (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £1).

The monthly interest rate is 10% (equivalent APR of 19.5%), payable over 10 monthly instalments. The total amount payable is £65.50 and cost of credit is £6.

The above premiums are based on a standard childminder policy. Extra covers are available at an additional cost. We use Premium Credit Limited, who are authorised and regulated by the Financial Conduct Authority, to provide finance exclusively and Morton Michel are acting as the credit broker. We may receive a commission for introducing customers to them.

As a childminder you can make your own arrangements with your customers regarding holiday pay. Morton Michel childminders can make use of ARAG's legal support helpline if you are concerned about what your customers' contractual obligations are.

Childminders should register with the relevant regulator for their country:

• England: Ofsted or a Childminder Agency
• Scotland: The Care Inspectorate
• Wales: The Care Inspectorate (Wales)
• Northern Ireland: Your local Health and Social Care Trust