Childcare Agency Insurance

Protection for your business. 

A photograph of a carer and young child in a childcare agency.

Specialist insurance & risk management solutions for childcare providers

As the longest serving insurance broker in your sector, you can trust us to deliver insurance protection that is designed to really work for you, your business and staff.

Is this the right insurance policy for me?

Our Childcare Agency insurance policy is specifically designed for:

Childminder Agenciesregistered with Ofsted to register, train, inspect and regulate childminders. It caters for those agencies registering both nannies and childminders either as a placement agency, or as an agency that directly employs their childcarers or an agency that both employs and places childcarers.

Unregistered Childcare Staff Agenciesthat specialise in providing childcarers. It caters for childcare staff placement agencies and childcare employment businesses, or agencies that both employ and place staff.

New Customer

If you're a new customer, then we can point you in the right direction.

Existing Customer

If you are an existing policy holder, we are here to help.

Childminder roundel image - woman smiling while working on a laptop.

What's covered?

Based on our extensive experience within the sector, and by regularly reviewing the marketplace, we continuously track the development and requirements of the industry to ensure this is reflected in the cover we provide through our Childcare Agency insurance policy.

Our Childcare Business insurance policy is made up of different components to protect your agency from everyday risks and automatically includes:

  • Public and products liability
  • Professional indemnity
  • Legal expenses
  • Equipment breakdown

It also helps protect your agencies' staff, customers, and your property by automatically including:

  • Employer's liability
  • Portable equipment anywhere in the UK
  • Money
  • Contents
  • Personal accident for staff personal assault
  • Officials' personal money and personal effects
  • Personal effects

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

Roundel image for childminder agencies showing child and childminder working together.

Why choose Morton Michel for your childcare agency insurance?

Our knowledge, experience and longevity within the sector enables us to provide you with the flexible cover and additional benefits to help you run your business including:

  • a dedicated, specialist team who understands the requirements of the childcare and education sector and the challenges you face every day.
  • access to over 80 RoSPA-accredited or CPD-certified online training courses from flick learning for all your staff.
  • training and discounts for you and your staff through our exclusive Childcare Club.
  • access to our exclusive Employee Benefits Hub which can be passed on to employees and their families.

*Morton Michel ChildCare Club Benefits, flick learning, and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as an additional service.

more cover for your business

Want to extend your cover?

Optional sections you can choose, at an additional cost, when purchasing your insurance include:


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  • Business interruption
  • Loss of registration including temporary suspension of registration
  • Directors’, trustees’ and officers’ liability
  • Employee dishonesty
  • Building insurance
  • Tenants' improvements
  • Terrorism
  • Cyber crime
  • Trustees' and officers' financial liability

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

Morton Michel added benefits for childcare agencies

In addition to the standard cover you would expect with your Childcare Agency insurance, we offer a range of value-added benefits to support your business and staff including:

You will receive a multi-user licence to access over 80 RoSPA accredited and CPD-certified online training courses from flick learning for use by everybody connected to your business. Click here to view some frequently asked questions about flick learning.

For all policyholders,we offerfree accessto a wide range of market-leading retail discounts that you can pass on to your staff and their families.

PIB Risk Management focuses on providing simple, creative and effective solutions to risk management, that really work in the workplace with tailored solutions for your business.

You will receive automatic entry to ourChildCare Club;a hub of additional discounts and benefits designed to support you, your staff, and your business.

ARAG plc provides expert advice on a range of business-related legal and tax matters including employment and law disputes. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Providing access to 100's of legal documents (with smart document building feature) to assist with running your business.

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated). 

Your query will be dealt with by a qualified specialist experienced in handling tax-related matters.This service is availableMonday to Friday from 9am - 5pm.

Available to principals, executive officers, directors, and partners of your business to help keep your personal identity secure. Open Monday to Friday 9am to 5pm (excluding bank holidays).

Morton Michel ChildCare Club Benefits including flick learning and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as additional services.

*Risk Management is provided at an additional cost.

More insurance for your childcare business

Additional Insurances

Morton Michel can arrange the following insurance policies for you, at an additional cost:

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  • Motor
  • Minibus
  • Home
  • Stakeholder protections (EB)
  • Unoccupied property
  • Babysitters
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Insurance for the family

Morton Michel customers can also benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance.

Take a look at our helpful articles

Additional information about insurances for your childcare business.

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Cyber Insurance

What you need to know about Cyber Liability and your business.

Find out more
A photograph of a woman using a calculator and laptop on a desk.

Business Interruption

This type of cover can also be known as Loss of Revenue or Consequential Loss Insurance.

Find out more
Some paperwork with the title 'Directors and Officers Liability Insurance.

Directors' and Officers' Insurance

Protect your future with Directors' and Officers' cover from Morton Michel.

Find out more