Private Tutor Insurance

Support for your business. Protection for your students.

Decorative image showing tutor supporting child as they learn.

Specialist private tutor insurance and insurance for tutoring at home. 

You might be wondering do private tutors need insurance? If you offer private tuition to students, then insurance for your tutoring business can protect you against any risks you might face. Having a tutor insurance policy in place can also provide you with peace of mind.

New Customer

If you're a new customer, then we can point you in the right direction.

Existing Customer

If you are an existing policy holder, we are here to help.

Is this the right policy for me? 

Our Private Tutor insurance policy is designed for tutors who provide tuition to children up to 19 years of age, in their own home or at the home of their student.

If you provide training for children and adults at an education centre, you may need to apply for our Education and Training insurance. If you need help choosing the right policy for you, contact us on 0330 058 9861 and one of our experts will be happy to help.

 
Decorative image showing tutor supporting child as they learn.

Why choose Morton Michel for your private tutor insurance?

Our knowledge and experience within the education industry means we can provide you with a tailored solution, designed specifically for the needs of your tutoring business. We are committed to supporting you and your business, and are pleased to offer these additional benefits at no cost:

  • a dedicated, expert team who understands the requirements of the tutoring and education sector and the challenges you face every day.
  • access to over 80 RoSPA-accredited or CPD-certified online training courses from flick learning.
  • additional benefits and discounts through our exclusive ChildCare Club.
  • access to an exclusive discount portal for you and your family. 

*Morton Michel ChildCare Club Benefits, flick learning, and the Employee Benefits Hub are not FCA regulated products, they are provided as additional benefits to Morton Michel policyholders and may be changed or withdrawn at any time.

Decorative image showing tutor supporting child as they learn.

What's covered?

Our flexible home tutor insurance policy means you can choose what goes into your policy, so you only pay for the tutor cover you need including:

  • Public liability for tutors up to £2,000,000
  • Professional indemnity Insurance for Private Tutors up to £100,000
  • Legal expenses up to £100,000

You can view the policy summary guide here for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording .

How much does tutor insurance cost?

Annual Tutor insurance premiums start at £95.71 per year (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £2)

Tutor premiums can now be paid by monthly instalments!

£10.53 per month (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £2)

The monthly interest rate is 10% (equivalent APR of 19.5%), payable over 10 monthly instalments. The total amount payable is £105.30 and cost of credit is £9.59.

A Facility Fee of £5 is charged by Premium Credit Limited for premiums over £100.

We use Premium Credit Limited, who are authorised and regulated by the Financial Conduct Authority, to provide finance exclusively and Morton Michel are acting as the credit broker. We may receive a commission for introducing customers to them.

The above premiums are based on a standard Tutor policy. Extra covers are available at an additional cost.

Optional sections of cover

Want to extend your cover?

Optional sections you can choose, at an additional cost, when purchasing your Tutor insurance include:

You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.

  • Business equipment
  • Personal accident
  • Employers’ liability

Morton Michel added benefits for tutors

In addition to the standard cover you would expect with your Tutor insurance, we offer a range of value-added benefits including:

Access to over 80 RoSPA accredited or CPD-certified online training courses from flick learning.

For all policyholders, we offer free access to a wide range of market-leading retail discounts for you and your family.

Providing access to 100's of legal documents (with smart document building feature) to assist with running your private tutor business.

You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits.

ARAG plc provides expert advice on a range of business-related legal and tax matters including employment and law disputes. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).

Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).


Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm.

Morton Michel ChildCare Club Benefits including flick Learning and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as additional services.

More insurance for your childcare business

Additional insurances

Morton Michel can arrange the following insurance policies for you, at an additional cost:

contact us
  • Motor
  • Minibus
  • Household
Family sitting in a meadow looking out at the view

Insurance for the family

Morton Michel customers can also benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance.