Private Tutor Insurance
Support for your business. Protection for your students.
Specialist private tutor insurance and insurance for tutoring at home.
You might be wondering do private tutors need insurance? If you offer private tuition to students, then insurance for your tutoring business can protect you against any risks you might face. Having a tutor insurance policy in place can also provide you with peace of mind.
Is this the right policy for me?
Our Private Tutor insurance policy is designed for tutors who provide tuition to children up to 19 years of age, in their own home or at the home of their student.
If you provide training for children and adults at an education centre, you may need to apply for our Education and Training insurance. If you need help choosing the right policy for you, contact us on 0330 058 9861 and one of our experts will be happy to help.
New Customer
If you're a new customer, then we can point you in the right direction.
Existing Customer
If you are an existing policy holder, we are here to help.
What's covered?
Our flexible home tutor insurance policy means you can choose what goes into your policy, so you only pay for the tutor cover you need including:
- Public liability for tutors up to £2,000,000
- Professional indemnity Insurance for Private Tutors up to £100,000
- Legal expenses up to £100,000
You can view the policy summary guide here for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording .
How much does tutor insurance cost?
Annual Tutor insurance premiums start at £136.73 per year (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £3 for policies starting on 01/02/2023 onwards).
Tutor premiums can also be paid by monthly instalments!
£15.04 per month (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £3 for policies starting on 01/02/2023 onwards).
The monthly interest rate is 10% (equivalent APR of 19.5%), payable over 10 monthly instalments. The total amount payable is £150.40 and cost of credit is £13.67.
A Facility Fee of £5 is charged by Premium Credit Limited for premiums over £100.
We use Premium Credit Limited, who are authorised and regulated by the Financial Conduct Authority, to provide finance exclusively and Morton Michel are acting as the credit broker. We may receive a commission for introducing customers to them.
The above premiums are based on a standard Tutor policy. Extra covers are available at an additional cost.
Why choose Morton Michel for your private tutor insurance?
Our knowledge, experience and longevity within the education industry means we can provide you with a tailored solution, designed specifically for the needs of your tutoring business. We are committed to supporting you and your business, and are pleased to offer these additional benefits at no cost:
- a dedicated, specialist team who understands the requirements of the tutoring and education sector and the challenges you face every day.
- access to over 80 RoSPA-accredited or CPD-certified online training courses from flick learning.
- additional benefits and discounts through our exclusive ChildCare Club.
- access to an exclusive discount portal for you and your family.
*Morton Michel ChildCare Club Benefits, flick learning, and the Employee Benefits Hub are not FCA regulated products, they are provided as additional benefits to Morton Michel policyholders and may be changed or withdrawn at any time.
Optional sections of cover
Want to extend your cover?
Optional sections you can choose, at an additional cost, when purchasing your Tutor insurance include:
You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.
Get a quote-
Business equipment
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Personal accident
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Employers’ liability
Morton Michel added benefits for tutors
In addition to the standard cover you would expect with your Tutor insurance, we offer a range of value-added benefits including:
Access to over 80 RoSPA accredited or CPD-certified online training courses from flick learning.
Employee Benefits
For all policyholders, we offer free access to a wide range of market-leading retail discounts for you and your family.
Legal Document Centre
Providing access to 100's of legal documents (with smart document building feature) to assist with running your private tutor business.
You will receive automatic entry to our ChildCare Club; a hub of additional discounts and benefits.
Legal Helpline
ARAG plc provides expert advice on a range of business-related legal and tax matters including employment and law disputes. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).
Counselling Service
Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).
Tax Helpline
Your query will be dealt with by a qualified specialist experienced in handling tax-related matters. This service is available Monday to Friday from 9am - 5pm.
More insurance for your childcare business
Additional insurances
Morton Michel can arrange the following insurance policies for you, at an additional cost:
contact us-
Motor
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Minibus
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Household
Insurance for the family
Morton Michel customers can also benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance.