Household insurance for childcare professionals
As the longest serving insurance broker in your sector, you can trust us to deliver insurance protection that is designed to really work for you.
Established in 1964, we pride ourselves on delivering high quality insurance, risk management and service solutions tailored specifically for the childcare and education sectors. Our specialist team understands the unique challenges you face every day, and we are committed in supporting our policyholders and provide key information to help you make informed decisions regarding your insurance options.
Is this the right policy for me?
We approach a panel of household insurers who can provide the appropriate business use for your childcare business. Working in childcare, we understand your business will often have a variety of specialised needs. Our Household policies are suitable for:
• Homeowners
• Tenants
• Childminders
• Families employing childcarers and nannies
• Home based businesses – tutors, classes, groups, or nurseries
Access to our exclusive ChildCare Club
As a Morton Michel Household policyholder, you’ll also receive access to a wide range of discounts and benefits via our exclusive ChildCare Club. From savings on days out to the UK’s top attractions and theme parks and discounted holidays with Haven, to free arts and crafts downloads and discounted paediatric first aid training. Plus many more!
Morton Michel ChildCare Club benefits are provided as extra benefits and do not form part of our FCA regulated products and may be changed or withdrawn at any time.
Optional cover
Want to extend your cover?
You can choose optional sections of cover at an additional cost, when purchasing your insurance including:
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- Accidental Damage Cover: You can extend the cover to include accidental damage cover on buildings and contents. This will cover damaged caused by the children that are childminded but excludes cover for damage caused by wear and tear or anything that happens over time and cover for contents in the open or while the home is unoccupied or unfurnished.
- Home Emergency Cover: As a homeowner, you can cover yourself for an emergency relating to plumbing and heating (domestic power supply). This excludes cover for solar heating systems and heating systems 15 years or older.
- Legal Cover: In case a claim is brought against your business by staff or customers, providing the claim has a reasonable chance of success.
More insurance for your childcare business
Additional Insurances
Morton Michel can arrange the following insurance policies for you, at an additional cost:
CONTACT US- Motor
- Minibus
- Babysitters
- Childminder
- Nanny
- Tutor