Ready for anything
Specialist protection and practical support for children's activity providers who know that working with energetic kids means expecting the unexpected
Get specialist insurance plus everyday business support that can help save you time, cut admin costs, and keeps your activities running smoothly - all at no extra cost to your business.
Does this sound familiar?
"Expect the unexpected", they say. And when you're running children's activities, it's not always the kids that surprise you - it's everything else. Maybe this sounds familiar:
→ You're managing sessions across multiple venues while costs keep rising - equipment, venue hire, insurance, and staff
→ You're dealing with varying venue requirements, equipment safety checks, and risk assessments for different locations
→ You're struggling to find and keep good class leaders and tutors in a competitive market
→ You're drowning in admin - venue paperwork, equipment checks, staff certifications - instead of focusing on delivering great activities
→ You're worried about accidents, equipment damage, or complaints that could harm your reputation and future bookings
What if your business looked like this instead?
→ You get access to legal, tax and HR experts who know and understand your business
→ Your staff do CPD training at no extra cost, staying skilled and compliant without any hassle to you
→ You have access to a wide range of professionally drafted documents to help manage contracts, HR matters, and compliance with ease
→ Your team gets confidential 24/7 counselling support, helping support your team whenever they need it
→ You receive exclusive discounts on equipment and services to save money and reward your staff
Here’s how we can help
Running children's activities is complex enough without insurance that doesn't get your world. That's why we developed something different - something that helps your business thrive.
Customer Testimonial
"Morton Michel has gone above and beyond to support my network of franchisees. I would highly recommend their services. I have experienced an incredible service from James McDonald. He has responded to any questions or queries promptly and has given a brilliant helpful and personalised service. Thank you MM!" — Leanne Jones, Drama Tots, June 2025What's included in your children's activities insurance
Morton Michel's Business Benefits Package
Our Business Benefits Package is complimentary for children's activity insurance policyholders. It offers practical help for the everyday challenges of running an activity-based business.
You get legal and HR support from people who understand activity providers, unlimited training for your whole team, crisis help if things go wrong, and professional templates for your operations. Plus, retail discounts and professional resources through our ChildCare Club.
Here’s what you get:
Unlimited training
100+ RoSPA-accredited, CPD-certified courses for class leaders and activity staff through flick learning
ARAG Legal document centre
Access to a comprehensive library of practical templates including employment contracts, supplier agreements, equipment hire agreements and policy documents — designed to support day-to-day legal task
Legal, Tax & HR helplines
Expert advice from people who know activity businesses, equipment liability, and venue agreements through our trusted partner ARAG (subject to fair and reasonable use)
Counselling helpline
24/7 confidential support for staff mental health and their families provided through ARAG (subject to fair and reasonable use)
Crisis communications support
24/7 help managing negative publicity or incidents provided through ARAG (subject to fair and reasonable use)
Community
Peer networking and knowledge-sharing opportunities, plus support for your events and conferences: co-hosted sessions, speaker content and on the day visibility
BenefitHub
An online platform packed with discounts and rewards on travel, finance, and shopping – helping you and your team save money all year round
ChildCare Club
From business tools and services to family holidays and leisure savings – unlock a wide range of resources to enhance both your work and your time off
Specialist children's activity Insurance
We'll help you be ready for the unexpected
When things go wrong (accidents, equipment issues, venue problems), when things go right (growth, new locations, opportunities), and everything in between - Morton Michel has the pieces you need in one place.
Insurance that gets it
Our cover understands activity provider risks - from equipment damage and venue liability to managing groups of excited children in active environments. Designed for children's activities, with decades of sector experience.
Expert help when you need it
With ARAG helplines, get advice from specialists who understand children’s activity businesses, venue agreements, equipment liability, and staff employment matters. Complex issue? Help is one phone call away. (Subject to fair & reasonable use).
Legal document centre ready to use
Get practical legal templates for contracts, venue agreements, and supplier documents that you can customise for your business needs.
Stay connected
Running an activity business can be tough, especially if you're working solo or across multiple venues. Our community and partner network keeps you connected with other providers, informed about sector changes, and supported through challenges.
About Morton Michel
We've supported childcare professionals since 1964. With 60+ years of childcare sector know-how, we understand the pressures of keeping children safe, active, and engaged, and we're committed to helping activity providers build successful businesses.
Ready for anything means ready for success
You don't need to handle supplier challenges, equipment safety, and business challenges alone. Our expertise has helped thousands of activity providers across the UK. We'll help you create protection that fits your business needs.
The children's activity sector keeps evolving with new expectations and challenges. Your peace of mind starts with being prepared - and we're here to make sure you're ready for anything.
What our customers say;
We pride ourselves on delivering a personal service to help protect your business. You don't have to take our word for it though, check out some of our independent reviews to see what our customers have to say! If you'd like to leave your opinion, good or bad we encourage you to submit a review too.
Children's Activities Insurance FAQ's
Frequently Asked Questions
How is this different from normal business insurance?
We combine specialist children's activity insurance with practical business help. You get activity-designed cover plus resources like professional templates and training that help your business succeed daily.
Do you cover activities in different types of venues?
Yes, our flexible coverage works across various venues - from school halls and sports centres to outdoor spaces and community centres. We understand activity providers often work across multiple locations.
How does training work for my whole team?
Your policy includes unlimited access to online training, offering 100+ RoSPA-accredited, CPD-certified courses for all staff, with progress tracking and certificates - included at no extra cost with your Morton Michel policy.
What if I need help out of hours?
Our partner crisis communications support line gives 24/7 help with incident management. Plus, you (and your staff) will also have access to a confidential counselling helpline, also available 24/7.
