Nanny Insurance

You can extend your cover to include personal accident cover which provides compensation for an insured person aged under 75 years old should they sustain accidental bodily injury arising out of an insured event, resulting in death, loss of limb, loss of sight, hearing or speech or permanent or temporary total disablement.

You will not be covered for any pre-existing physical or mental disability, infirmity, medical condition, chronic or recurring ailment, intentional self-injury, suicide or attempted suicide or injury whilst being under the influence of intoxicating liquor or drugs.

If you choose this cover, we’ll pay up to £1,000 if your work equipment is damaged while you’re working anywhere in the UK, Isle of Man, or Channel Islands. If you need a higher amount, you can ask for extra cover.

The policy won’t pay for damage to buggies, pushchairs, or toys while they’re being used, or for items that belong to you or your family.

If you choose this cover, we’ll pay up to £3,000 if your household goods or personal belongings are damaged while you’re working in your employer’s home. If you need more cover, you can ask for a higher limit.

Theft is not covered if your equipment is left in an unattended vehicle or building, unless there’s clear forced entry. Everyday wear and tear and breakage of fragile items are also not covered. The cover is also subject to an excess.

All nannies face risks every day and insurance can protect you in case of a claim being made. This could be an injury to a child in your care, or damage to a family's property for example, but you might also want to think about cover for legal expenses or professional negligence claims. Morton Michel's Nanny policy is designed to cover these risks and much more. Get a quote.

If you are self employed you will need your own motor insurance to drive. If you drive your employer's car you will need to be added as a named driver to their motor insurance policy.

Legally all employers must obtain Employer's Liability insurance, and that includes families employing a nanny. Morton Michel offers a standalone Employer's Liability policy for families with nannies. Click here to obtain a quote.

The cost of nanny insurance can vary depending on your activities. Get a free quote online.

Families who employ nannies should obtain Employer's Liability insurance, but ordinarily the nanny will be responsible for obtaining their own cover, such as Public Liability. Depending on their individual arrangements, the family may choose to cover the costs of this for the nanny.

Yes, Morton Michel's Nanny insurance includes cover for additional related jobs such as babysitting. We also insure doulas, maternity nurses, sleep consultants and other related professions. Find out more.

All nannies face risks every day and insurance can protect you in case of a claim being made. This could be an injury to a child in your care, or damage to a family's property for example, but you might also want to think about cover for legal expenses or professional negligence claims. Morton Michel's Nanny policy is designed to cover these risks and much more. Get a quote now.

All businesses should ensure they are appropriately insured. At Morton Michel we insure hundreds of childcare staff agencies across the country. Get a quote now.

Who pays for the insurance depends on the private arrangement you have with your nanny, but in any case, the nanny will be the policyholder.

All nannies face risks every day and insurance can protect you in case of a claim being made. This could be an injury to a child in your care, or damage to a family's property for example. Morton Michel's Nanny policy is designed to cover these risks and much more. Get a quote now.

Get a quote for Employer's Liability insurance here.

At Morton Michel we insure hundreds of childcare staff agencies across the country. Get a quote now.

If your nanny is self-employed, or not fully covered by your own insurance, you will need to ensure your nanny has car insurance to drive. If your nanny drives your vehicle then you will need to add them as a named driver to your motor insurance policy. Driving without the correct insurance is against the law.