NurseryCare Insurance

020 8603 0944

Monday - Friday 9am - 5pm

NurseryCare has been designed especially to meet the insurance needs of private day care nurseries, Kindergartens, Sure Start Nurseries, Montessori Schools and Childrens Centres. Since its inception in 1993, it has protected the assets and interests of many thousands of day nurseries and is now used by over 3,500 nurseries nationwide.

This comprehensive nursery insurance policy offers value for money, which can be further enhanced by a no claims discount of up to 15%. Its flexibility allows it to be adapted according to your needs. The standard cover can be extended to incorporate insurance for your nursery buildings as well as holiday and out of school activities for older children. Insurance for your minibus can also be arranged.

NEW - The online Morton Michel Early Years Advisory Service provided by Croner-I covers over 110 topics areas to assist you in running your own day nursery - from the Early Years Framework to Employment Rights, Ofsted Inspections to Health and Safety and Buildings Maintenance to Finance. FREE access for all Morton Michel NurseryCare policyholders commencing 1st May 2017! Click here to find out more.

If you require less than £20,000 Contents and £250,000 Loss of Revenue cover you may need to apply for our PreSchool policy by clicking here.

For further information please call us on 020 8603 0944 or email us at 

For new enquiries please call us on 020 3824 8478 or email us at 


Cover Includes  

  • Public & Products Liability
    Limit of indemnity £5 million
    (£10 million can be quoted for on request)
  • Employers' Liability
    Limit of indemnity £10 million
  • Legal Expenses
    Limit of liability £250,000
  • Nursery Contents
    Standard amount £20,000. Higher limits available.
  • Professional Indemnity
    Standard limit of indemnity £250,000. Higher amounts available
  • Loss of Revenue
    Sum insured £250,000. Higher amounts available
  • Unspecified All Risks
    Standard amount £1,000
  • Computer Breakdown
    Limit of indemnity £50,000
  • Morton Michel Early Years Advisory Service (from 1st May 2017)
    All the information you need to run your business efficiently and meet legal and regulatory standards
  • Nursery Money
  • Personal assault extension
  • Nursery officials' personal money and personal effects
  • Nursery children's personal effects
  • Personal accident for nursery children and officials
  • Contents in transit - Sum insured £1,000
  • Deterioration of refrigerated/frozen food - Limit of indemnity £2,500
  • Loss of Registration
  • Glass
  • Crisis Containment, Website Hacker and Lotto Win indemnity
  • Employee Dishonesty
    Automatically included for £25,000
  • Yellowtag
    (a lost key retrieval system)
    Free Business Continuity Planning Software

Optional Extras  

  • Buildings
  • Directors and Officers insurance
    Now available as an optional extra at a very competitive price
  • Terrorism
  • Tenants Improvements
  • All Risks on specified items of equipment

020 8603 0944

Monday - Friday 9am - 5pm


Great reasons to insure with Morton Michel

Over 50 years’ experience in childcare insurance

Market leaders in childcare insurance

Family run friendly business

Easy to arrange insurance cover – online quotations available

No call centre, just personal and honest service

Helplines for legal advice, tax and counselling services available 24 hrs a day 7 days a week

Quick and efficient response to any queries and claims

Automatic entry to the Morton Michel ChildCare Club giving you and your staff access to exclusive benefits and discounts