Babysitter insurance
Support for you. Protection for the children you care for.

Specialist insurance protection for babysitters
As the longest serving insurance broker in the childcare sector, you can trust us to deliver insurance protection designed to work for you and the children you care for.
Established in 1964, we pride ourselves on delivering high quality insurance, risk management and service solutions tailored for the childcare and education sectors. We are committed in supporting our policyholders and provide key information to help you make informed decisions regarding your insurance options.
Is this the right policy for me?
Our babysitter insurance policy is designed for babysitters working in the UK. Offering public liability, professional indemnity and legal expenses cover with other optional sections available.
New Customer
If you're a new customer, then we can point you in the right direction.
Existing Customer
If you are an existing policy holder, we are here to help.

What's covered?
- Public liability
- Legal expenses
- Legal and counselling helplines
- Business equipment at an additional cost.
You can view the policy summary guide for details of the significant policy benefits, conditions and limits. Full terms and conditions can be found in the policy wording.
How much does it cost?
Annual babysitter insurance premiums start at £86.36 per year(including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £3 for policies starting on 01/02/2023 onwards).
£9.50 per month (including Insurance Premium Tax at the prevailing rate and a Morton Michel fee of £3 for policies starting on 01/02/2023 onwards).
The monthly interest rate is 10% (equivalent APR of 19.5%), payable over 10 monthly instalments. The total amount payable is £95.00 and cost of credit is £8.64
We use Premium Credit Limited, who are authorised and regulated by the Financial Conduct Authority, to provide finance exclusively and Morton Michel are acting as the credit broker. We may receive a commission for introducing customers to them.
The above premiums are based on a standard Babysitter policy. Extra covers are available at an additional cost.

What makes us different?
Our knowledge, experience and longevity within the sector enables us to provide you with the flexible cover and additional benefits to help you run your business including:
- a dedicated, specialist team trained to understand the challenges you face every day.
- access to over 80 RoSPA-accredited or CPD-certified online training courses from flick Learning.
- additional benefits and discounts through our exclusive ChildCare Club.
- access to an exclusive discount portal offering a wide range of retail discounts from well-known high street stores, for you and your family.
*Morton Michel ChildCare Club Benefits, flick learning, and the Employee Benefits Hub do not form part of the FCA regulated products. These are provided as an additional service.
Morton Michel Added Benefits for Babysitters
In addition to the standard cover you would expect with your babysitter insurance, we offer a range of value-added benefits:
A licence to access over 70 RoSPA accredited and CPD- certified online training courses from flick learning.
Discount hub
For all policyholders,we offerfree accessto a wide range of market-leading retail discounts for you and your family.
You will receive automatic entry to ourChildCare Club, a hub of additional discounts and benefits designed to support you and your business.
Legal helpline
ARAG plc provides expert advice on a range of business-related legal and tax matters including employment and law disputes. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).
Counselling service
Access to a confidential mental health counselling helpline through ARAG, operated by trained counsellors 24 hours a day, 7 days a week. Helplines are subject to fair and reasonable use and will only incur the cost of the call (unless otherwise stated).
Tax helpline
Your query will be dealt with by a qualified specialist experienced in handling tax-related matters.This service is availableMonday to Friday from 9am - 5pm.
More insurance for your childcare business
Additional insurances
Morton Michel can arrange the following insurance policies for you, at an additional cost:
contact us- Home
- Motor

Insurance for the family
Morton Michel customers can also benefit from discounted insurance on the following leisure and lifestyle policies from our sister company, Thistle Insurance.